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I’m 63 and a retired CPA. I have a $1.2 million 401(k). Do I need a Roth conversion?

MarketWatch· Quentin Fottrell· Aug 15, 2026 · 12:00 PM
I’m 63 and a retired CPA. I have a $1.2 million 401(k). Do I need a Roth conversion?

“I don’t expect my marginal tax rate to be materially different in the future.”

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