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I want to pay off $20,000 of credit-card debt in one year. Should I hire someone to negotiate my bill?

MarketWatch· Aditi Shrikant· Jun 30, 2026 · 6:22 PM
I want to pay off $20,000 of credit-card debt in one year. Should I hire someone to negotiate my bill?

“I used to have $60,000 and I’ve been able to knock it down.”

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